Christopher Needler is the founder and creator of Debtwatchers.net. He may not fit the stereotype of a typical debtor because Christopher was born into wealth. Yet his debting problem grew so severe that he almost lost his house. Using the principles in the Debtwatchers.net program, he learned to kick his debting habit and get his finances - and his life - back on track.

Events organizer John Lasseter was once $50,000 in debt and never thought he'd be solvent, much less a Monaco millionaire. But that's just what happened when John learned the magic of facing one's debting habit and turning the tendency to self-sabotage with money into a life where all his dreams came true - thanks to the principles outlined in Debtwatchers.net

In her early years as a writer, Katherine Robertson-Pilling lived the "feast or famine" lifestyle of freelancing. Using credit cards to fill the gaps during famine times, she found herself with $17,000 in debt and the inability to meet her creditors' demands. It was through first-hand experience paying off her debts that Katherine learned the principles she has written into the DebtWatchers.net program.

Gary Hulton explains in detail some of the aspects of the program. He has a background in architecture and fine art. He put himself through college and graduate school working in banks. In fact, he helped bank customers reconcile their checkbooks when things went amok! He got himself into debt and further trouble by defaulting on his student loans. But by using DebtWatchers principles, he resolved his debts and has been debt-free for more than 12 years. He divides his time between France, Argentina and the US.